{"id":40,"date":"2026-07-08T21:41:54","date_gmt":"2026-07-08T21:41:54","guid":{"rendered":"https:\/\/odochian.eu\/RO\/?page_id=40"},"modified":"2026-07-09T00:51:51","modified_gmt":"2026-07-09T00:51:51","slug":"termene-si-conditii","status":"publish","type":"page","link":"https:\/\/odochian.eu\/RO\/termene-si-conditii\/","title":{"rendered":"Termene \u0219i condi\u021bii"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"40\" class=\"elementor elementor-40\">\n\t\t\t\t<div class=\"elementor-element elementor-element-799bac2 e-flex e-con-boxed e-con e-parent\" data-id=\"799bac2\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-e36f009 elementor-widget elementor-widget-html\" data-id=\"e36f009\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; color: #2b2b2b; line-height: 1.6; max-width: 1200px; margin: 0 auto; padding: 0 15px; box-sizing: border-box;\">\n\n    <!-- SECTION 1: HEADER PAGIN\u0102 (BANNER ALBASTRU) -->\n    <section style=\"background: linear-gradient(135deg, #004b93 0%, #002d59 100%); padding: 50px 20px; text-align: center; border-radius: 12px; color: #ffffff; box-shadow: 0 4px 20px rgba(0,75,147,0.15); margin-bottom: 40px; margin-top: 20px; position: relative; overflow: hidden;\">\n        <div style=\"position: absolute; bottom: 0; left: 0; width: 100%; height: 6px; display: flex;\">\n            <div style=\"flex: 1; background-color: #004b93;\"><\/div>\n            <div style=\"flex: 1; background-color: #fcd116;\"><\/div>\n            <div style=\"flex: 1; background-color: #d6221d;\"><\/div>\n        <\/div>\n        <h1 style=\"font-size: 2.5rem; margin: 0; font-weight: 700; color: #ffffff; text-shadow: 1px 1px 2px rgba(0,0,0,0.2);\">Termeni \u0219i Condi\u021bii<\/h1>\n        <p style=\"font-size: 1.1rem; margin-top: 10px; margin-bottom: 0; opacity: 0.9; font-weight: 300;\">Regulile generale \u0219i cadrul legal de utilizare a platformei noastre web<\/p>\n    <\/section>\n\n    <!-- TRICOLOR DIVIDER -->\n    <div style=\"display: flex; width: 100px; height: 4px; margin: 0 auto 40px auto; border-radius: 2px; overflow: hidden;\">\n        <div style=\"flex: 1; background-color: #004b93;\"><\/div>\n        <div style=\"flex: 1; background-color: #fcd116;\"><\/div>\n        <div style=\"flex: 1; background-color: #d6221d;\"><\/div>\n    <\/div>\n\n    <!-- SECTION 2: CON\u021aINUT LEGAL STRUCTURAT -->\n    <section style=\"background: #ffffff; border: 1px solid #e1e8ed; padding: 40px 30px; border-radius: 12px; box-shadow: 0 10px 25px rgba(0,0,0,0.05); margin-bottom: 60px; max-width: 900px; margin-left: auto; margin-right: auto;\">\n        \n        <div style=\"margin-bottom: 30px;\">\n            <h3 style=\"color: #004b93; margin-top: 0; margin-bottom: 15px; font-size: 1.3rem; font-weight: 700; border-left: 4px solid #d6221d; padding-left: 10px;\">1. Aspecte Generale<\/h3>\n            <p style=\"color: #444444; font-size: 1rem; margin-bottom: 0;\">\n                Utilizarea acestui site web (accesarea, navigarea, completarea formularelor de \u00eenscriere electronic\u0103) implic\u0103 acceptarea deplin\u0103 \u0219i necondi\u021bionat\u0103 a prezentului document. Platforma este de\u021binut\u0103 \u0219i administrat\u0103 de Asocia\u021bia C.A.R. P\u0103use\u0219ti M\u0103gla\u0219i, entitate ce func\u021bioneaz\u0103 \u00een conformitate cu legisla\u021bia din Rom\u00e2nia [Sicar2009].\n            <\/p>\n        <\/div>\n\n        <div style=\"margin-bottom: 30px;\">\n            <h3 style=\"color: #004b93; margin-top: 0; margin-bottom: 15px; font-size: 1.3rem; font-weight: 700; border-left: 4px solid #004b93; padding-left: 10px;\">2. Natura Serviciilor \u0219i Simul\u0103rile Financiare<\/h3>\n            <p style=\"color: #444444; font-size: 1rem; margin-bottom: 12px;\">\n                Informa\u021biile \u0219i simul\u0103rile numerice oferite pe site (cum ar fi instrumentele de calcul pentru rate descresc\u0103toare de 15% pe an) au un caracter pur informativ \u0219i orientativ [Sicar2009]. \n            <\/p>\n            <p style=\"color: #444444; font-size: 1rem; margin-bottom: 0;\">\n                Ele nu reprezint\u0103 o obliga\u021bie contractual\u0103 ferm\u0103 din partea asocia\u021biei. Valorile definitive ale \u00eemprumuturilor, graficele de rambursare \u0219i bonifica\u021biile anuale pentru fondul social sunt cele validate oficial de c\u0103tre operatori \u00een sistemul intern \u0219i stipulate \u00een contractul fizic de \u00eemprumut semnat la sediu [Sicar2009].\n            <\/p>\n        <\/div>\n\n        <div style=\"margin-bottom: 30px;\">\n            <h3 style=\"color: #004b93; margin-top: 0; margin-bottom: 15px; font-size: 1.3rem; font-weight: 700; border-left: 4px solid #fcd116; padding-left: 10px;\">3. Responsabilitatea Utilizatorului<\/h3>\n            <p style=\"color: #444444; font-size: 1rem; margin-bottom: 0;\">\n                Utilizatorul se oblig\u0103 s\u0103 furnizeze date reale, corecte \u0219i complete \u00een cadrul formularelor digitale de \u00eenscriere online (CNP, date CI, detalii profesionale \u0219i conturi IBAN). Trimiterea de informa\u021bii false sau frauduloase atrage respingerea automat\u0103 a solicit\u0103rii \u0219i poate fi raportat\u0103 autorit\u0103\u021bilor competente, conform legisla\u021biei \u00een vigoare.\n            <\/p>\n        <\/div>\n\n        <div style=\"margin-bottom: 30px;\">\n            <h3 style=\"color: #004b93; margin-top: 0; margin-bottom: 15px; font-size: 1.3rem; font-weight: 700; border-left: 4px solid #d6221d; padding-left: 10px;\">4. Proprietate Intelectual\u0103<\/h3>\n            <p style=\"color: #444444; font-size: 1rem; margin-bottom: 0;\">\n                \u00centregul con\u021binut al acestui site (texte, elemente grafice, logo, design structural, instrumente de calcul \u00een linie) este proprietatea Asocia\u021biei C.A.R. P\u0103use\u0219ti M\u0103gla\u0219i sau a partenerilor s\u0103i tehnici \u0219i este protejat de legea drepturilor de autor. Copierea, reproducerea sau utilizarea con\u021binutului f\u0103r\u0103 acordul scris prealabil este strict interzis\u0103.\n            <\/p>\n        <\/div>\n\n        <div style=\"background: #f8fafc; border: 1px solid #e2e8f0; padding: 20px; border-radius: 8px; border-left: 4px solid #004b93; font-size: 0.95rem; color: #1e293b; margin-bottom: 0;\">\n            Asocia\u021bia C.A.R. \u00ee\u0219i rezerv\u0103 dreptul de a modifica ace\u0219ti termeni \u00een mod periodic, pentru a reflecta schimb\u0103rile legislative sau pe cele din normele de creditare interne. Versiunea aplicabil\u0103 este cea publicat\u0103 la momentul acces\u0103rii site-ului.\n        <\/div>\n\n    <\/section>\n\n    <!-- FOOTER ALBASTRU INTEGRAT COMPLET -->\n    <div style=\"background: linear-gradient(135deg, #002d59 0%, #001f3f 100%); padding: 40px 30px; border-radius: 12px; color: #ffffff; box-shadow: 0 -4px 15px rgba(0,0,0,0.05); box-sizing: border-box;\">\n        <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 30px; text-align: left;\">\n            <div>\n                <h4 style=\"color: #fcd116; font-size: 1.1rem; margin-top: 0; margin-bottom: 15px; font-weight: 700; letter-spacing: 0.5px;\">Linkuri Utile<\/h4>\n                <ul style=\"list-style: none; padding: 0; margin: 0; font-size: 0.95rem; line-height: 2;\">\n                    <li><a href=\"\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Acas\u0103 (Home)<\/a><\/li>\n                    <li><a href=\"\/despre-noi\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Despre Asocia\u021bie<\/a><\/li>\n                    <li><a href=\"\/contact\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Contact \u0219i Localizare<\/a><\/li>\n                <\/ul>\n            <\/div>\n            <div>\n                <h4 style=\"color: #fcd116; font-size: 1.1rem; margin-top: 0; margin-bottom: 15px; font-weight: 700; letter-spacing: 0.5px;\">Inform\u0103ri Legale<\/h4>\n                <div style=\"display: flex; flex-direction: column; gap: 10px; max-width: 220px;\">\n                    <a href=\"\/termene-si-conditii\/\" style=\"display: block; background: transparent; border: 1px solid rgba(255,255,255,0.3); color: #ffffff; padding: 8px 12px; text-decoration: none; border-radius: 6px; font-size: 0.9rem; text-align: center; font-weight: 600;\">Termeni \u0219i Condi\u021bii<\/a>\n                    <a href=\"\/politica-si-confidentialitate\/\" style=\"display: block; background: transparent; border: 1px solid rgba(255,255,255,0.3); color: #ffffff; padding: 8px 12px; text-decoration: none; border-radius: 6px; font-size: 0.9rem; text-align: center; font-weight: 600;\">Politic\u0103 \u0219i Confiden\u021bialitate<\/a>\n                <\/div>\n            <\/div>\n            <div>\n                <h4 style=\"color: #fcd116; font-size: 1.1rem; margin-top: 0; margin-bottom: 15px; font-weight: 700; letter-spacing: 0.5px;\">Re\u021bele Sociale<\/h4>\n                <p style=\"font-size: 0.9rem; opacity: 0.85; margin-top: 0; margin-bottom: 15px;\">Fii la curent cu toate ac\u021biunile noastre comunitare directe.<\/p>\n                <a href=\"https:\/\/facebook.com\" target=\"_blank\" style=\"background: #ffffff; color: #002d59; padding: 10px 18px; border-radius: 6px; text-decoration: none; font-weight: bold; font-size: 0.9rem; display: inline-flex; align-items: center; gap: 8px;\">\n                    <span style=\"font-family: Arial, sans-serif; font-size: 1.2rem; font-weight: bold; color: #002d59; line-height: 1;\">f<\/span> Pagina de Facebook\n                <\/a>\n            <\/div>\n        <\/div>\n        <div style=\"border-top: 1px solid rgba(255,255,255,0.15); padding-top: 20px; margin-top: 20px; display: flex; justify-content: space-between; flex-wrap: wrap; gap: 15px; font-size: 0.85rem; color: rgba(255,255,255,0.7);\">\n            <div>Copyright &copy; 2026 Asocia\u021bia C.A.R. P\u0103use\u0219ti M\u0103gla\u0219i. Toate drepturile rezervate.<\/div>\n            <div>Powered by <a href=\"#\" style=\"color: #fcd116; text-decoration: none; font-weight: bold;\">Odochian&Co<\/a><\/div>\n        <\/div>\n    <\/div>\n\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Termeni \u0219i Condi\u021bii Regulile generale \u0219i cadrul legal de utilizare a platformei noastre web 1. Aspecte Generale Utilizarea acestui site [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-40","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/40","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/comments?post=40"}],"version-history":[{"count":4,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/40\/revisions"}],"predecessor-version":[{"id":248,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/40\/revisions\/248"}],"wp:attachment":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/media?parent=40"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}