{"id":30,"date":"2026-07-08T21:40:13","date_gmt":"2026-07-08T21:40:13","guid":{"rendered":"https:\/\/odochian.eu\/RO\/?page_id=30"},"modified":"2026-07-09T00:22:18","modified_gmt":"2026-07-09T00:22:18","slug":"informatii-utile","status":"publish","type":"page","link":"https:\/\/odochian.eu\/RO\/informatii-utile\/","title":{"rendered":"Informa\u021bii utile"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"30\" class=\"elementor elementor-30\">\n\t\t\t\t<div class=\"elementor-element elementor-element-faa215c e-flex e-con-boxed e-con e-parent\" data-id=\"faa215c\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3b2056d elementor-widget elementor-widget-html\" data-id=\"3b2056d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"html.default\">\n\t\t\t\t\t<div style=\"font-family: 'Segoe UI', Roboto, Helvetica, Arial, sans-serif; color: #2b2b2b; line-height: 1.6; max-width: 1200px; margin: 0 auto; padding: 0 15px; box-sizing: border-box;\">\n\n    <!-- SECTION 1: HEADER PAGIN\u0102 (BANNER ALBASTRU) -->\n    <section style=\"background: linear-gradient(135deg, #004b93 0%, #002d59 100%); padding: 50px 20px; text-align: center; border-radius: 12px; color: #ffffff; box-shadow: 0 4px 20px rgba(0,75,147,0.15); margin-bottom: 40px; margin-top: 20px; position: relative; overflow: hidden;\">\n        <div style=\"position: absolute; bottom: 0; left: 0; width: 100%; height: 6px; display: flex;\">\n            <div style=\"flex: 1; background-color: #004b93;\"><\/div>\n            <div style=\"flex: 1; background-color: #fcd116;\"><\/div>\n            <div style=\"flex: 1; background-color: #d6221d;\"><\/div>\n        <\/div>\n        <h1 style=\"font-size: 2.5rem; margin: 0; font-weight: 700; color: #ffffff; text-shadow: 1px 1px 2px rgba(0,0,0,0.2);\">Informa\u021bii Utile<\/h1>\n        <p style=\"font-size: 1.1rem; margin-top: 10px; margin-bottom: 0; opacity: 0.9; font-weight: 300;\">Ghidul practic pentru membrii Asocia\u021biei C.A.R. P\u0103use\u0219ti M\u0103gla\u0219i<\/p>\n    <\/section>\n\n    <!-- TRICOLOR DIVIDER -->\n    <div style=\"display: flex; width: 100px; height: 4px; margin: 0 auto 40px auto; border-radius: 2px; overflow: hidden;\">\n        <div style=\"flex: 1; background-color: #004b93;\"><\/div>\n        <div style=\"flex: 1; background-color: #fcd116;\"><\/div>\n        <div style=\"flex: 1; background-color: #d6221d;\"><\/div>\n    <\/div>\n\n    <!-- SECTION 2: CASETE PROGRAM \u0218I CONTURI -->\n    <section style=\"margin-bottom: 40px;\">\n        <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 25px;\">\n            \n            <!-- Caseta 1: Program de lucru -->\n            <div style=\"background: #ffffff; border: 1px solid #e1e8ed; border-top: 5px solid #004b93; padding: 30px; border-radius: 0 0 8px 8px; box-shadow: 0 4px 12px rgba(0,0,0,0.02);\">\n                <h3 style=\"color: #004b93; margin-top: 0; font-size: 1.3rem; margin-bottom: 15px; font-weight: 700;\">\ud83d\udd52 Program de Lucru cu Publicul<\/h3>\n                <table style=\"width: 100%; border-collapse: collapse; font-size: 0.95rem; color: #444444;\">\n                    <tr style=\"border-bottom: 1px solid #f0f4f8;\"><td style=\"padding: 8px 0; font-weight: 600;\">Luni \u2013 Joi:<\/td><td style=\"padding: 8px 0; text-align: right;\">08:00 \u2013 16:30<\/td><\/tr>\n                    <tr style=\"border-bottom: 1px solid #f0f4f8;\"><td style=\"padding: 8px 0; font-weight: 600;\">Vineri:<\/td><td style=\"padding: 8px 0; text-align: right;\">08:00 \u2013 14:00<\/td><\/tr>\n                    <tr><td style=\"padding: 8px 0; font-weight: 600; color: #d6221d;\">S\u00e2mb\u0103t\u0103 \u2013 Duminic\u0103:<\/td><td style=\"padding: 8px 0; text-align: right; color: #d6221d; font-weight: 600;\">\u00ceNCHIS<\/td><\/tr>\n                <\/table>\n                <p style=\"margin-top: 15px; font-size: 0.85rem; color: #777777; font-style: italic; line-height: 1.4;\">*\u00cencas\u0103rile \u00een numerar \u0219i depunerea dosarelor de \u00eemprumut se fac strict \u00een timpul programului de lucru men\u021bionat.<\/p>\n            <\/div>\n\n            <!-- Caseta 2: Modalit\u0103\u021bi de Plat\u0103 -->\n            <div style=\"background: #ffffff; border: 1px solid #e1e8ed; border-top: 5px solid #fcd116; padding: 30px; border-radius: 0 0 8px 8px; box-shadow: 0 4px 12px rgba(0,0,0,0.02);\">\n                <h3 style=\"color: #004b93; margin-top: 0; font-size: 1.3rem; margin-bottom: 15px; font-weight: 700;\">\ud83d\udcb0 Cum Pute\u021bi Pl\u0103ti?<\/h3>\n                <p style=\"color: #555555; font-size: 0.95rem; margin-bottom: 12px; line-height: 1.5;\">Oferim membrilor no\u0219tri flexibilitate maxim\u0103 pentru achitarea ratelor lunare \u0219i a cotiza\u021biilor pentru fondul social [Sicar2009]:<\/p>\n                <ul style=\"padding-left: 20px; margin: 0; font-size: 0.95rem; color: #444444; line-height: 1.8;\">\n                    <li><strong>Numerar:<\/strong> Direct la casieria sediului nostru central.<\/li>\n                    <li><strong>Decontare bancar\u0103:<\/strong> Prin virament bancar sau internet banking direct \u00een conturile oficiale ale asocia\u021biei.<\/li>\n                    <li><strong>Reten\u021bie pe stat:<\/strong> Prin acord cu angajatorul dumneavoastr\u0103 (unde este tehnic posibil).<\/li>\n                <\/ul>\n            <\/div>\n\n        <\/div>\n    <\/section>\n\n    <!-- SECTION 3: ACTE NECESARE \u00ceMPRUMUT -->\n    <section style=\"background: #ffffff; border: 1px solid #e1e8ed; padding: 40px; border-radius: 12px; box-shadow: 0 4px 15px rgba(0,0,0,0.02); margin-bottom: 40px; border-left: 5px solid #d6221d;\">\n        <h2 style=\"color: #004b93; font-size: 1.6rem; margin-top: 0; margin-bottom: 20px; font-weight: 700;\">\ud83d\udccb Documente Necesare pentru \u00cemprumuturi<\/h2>\n        <p style=\"font-size: 1.05rem; color: #444444; margin-bottom: 20px;\">\n            Pentru a asigura o procesare rapid\u0103 \u0219i operarea corect\u0103 a dosarului \u00een softul intern securizat Sicar2009, v\u0103 rug\u0103m s\u0103 preg\u0103ti\u021bi urm\u0103toarele acte [Sicar2009]:\n        <\/p>\n\n        <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); gap: 25px; font-size: 1rem; color: #444444;\">\n            <div>\n                <h4 style=\"color: #d6221d; margin-top: 0; margin-bottom: 10px; font-weight: 700;\">Pentru Titular (Solicitant):<\/h4>\n                <ul style=\"padding-left: 20px; line-height: 1.6; margin: 0;\">\n                    <li style=\"margin-bottom: 8px;\">Act de identitate (CI\/BI) valabil \u2014 original \u0219i copie;<\/li>\n                    <li style=\"margin-bottom: 8px;\">Ultima adeverin\u021b\u0103 de salariu cu viza angajatorului (pentru salaria\u021bi);<\/li>\n                    <li style=\"margin-bottom: 8px;\">Cel mai recent cupon de pensie \u00een original (pentru pensionari);<\/li>\n                    <li style=\"margin-bottom: 0;\">Extras de cont IBAN personal (unde dori\u021bi virarea banilor).<\/li>\n                <\/ul>\n            <\/div>\n            <div>\n                <h4 style=\"color: #004b93; margin-top: 0; margin-bottom: 10px; font-weight: 700;\">Pentru Giran\u021bi (Garantatori):<\/h4>\n                <ul style=\"padding-left: 20px; line-height: 1.6; margin: 0;\">\n                    <li style=\"margin-bottom: 8px;\">Act de identitate (CI\/BI) \u00een original \u0219i copie;<\/li>\n                    <li style=\"margin-bottom: 8px;\">Adeverin\u021b\u0103 de salariat tip completat\u0103 de angajator;<\/li>\n                    <li style=\"margin-bottom: 0;\">Cupon de pensie recent (\u00een cazul \u00een care girantul este pensionar).<\/li>\n                <\/ul>\n            <\/div>\n        <\/div>\n    <\/section>\n\n    <!-- SECTION 4: CONDI\u021aII \u0218I RESPONSABILITATE -->\n    <section style=\"background: #ffffff; border: 1px solid #e1e8ed; padding: 40px; border-radius: 12px; box-shadow: 0 4px 15px rgba(0,0,0,0.02); margin-bottom: 40px;\">\n        <h2 style=\"color: #004b93; font-size: 1.6rem; margin-top: 0; margin-bottom: 15px; font-weight: 700;\">Transparen\u021b\u0103 \u0219i Costuri<\/h2>\n        <div style=\"display: flex; width: 60px; height: 4px; margin-bottom: 25px; border-radius: 2px; overflow: hidden;\">\n            <div style=\"flex: 1; background-color: #004b93;\"><\/div>\n            <div style=\"flex: 1; background-color: #fcd116;\"><\/div>\n            <div style=\"flex: 1; background-color: #d6221d;\"><\/div>\n        <\/div>\n        <p style=\"font-size: 1.05rem; color: #444444; margin-bottom: 15px;\">\n            A\u0219a cum este stipulat \u00een statutul asocia\u021biei \u0219i afi\u0219at \u00een sediul nostru, costul credit\u0103rii este reprezentat exclusiv de **dob\u00e2nda nominal\u0103 fix\u0103 de 15% pe an \u00een regim descresc\u0103tor**, aplicat\u0103 strict la soldul r\u0103mas de plat\u0103 [Sicar2009]. Membrii nu pl\u0103tesc taxe ascunse sau penalit\u0103\u021bi \u00een afara normelor aprobate.\n        <\/p>\n        <p style=\"font-size: 1.05rem; color: #444444; margin-bottom: 0;\">\n            Fiecare membru are dreptul de a solicita oric\u00e2nd o fi\u0219\u0103 de cont detaliat\u0103 sau un extras al fondului social propriu pentru a urm\u0103ri evolu\u021bia economiilor \u0219i situa\u021bia la zi a \u00eemprumuturilor aflate \u00een derulare.\n        <\/p>\n    <\/section>\n\n    <!-- FOOTER ALBASTRU INTEGRAT COMPLET -->\n    <div style=\"background: linear-gradient(135deg, #002d59 0%, #001f3f 100%); padding: 40px 30px; border-radius: 12px; color: #ffffff; box-shadow: 0 -4px 15px rgba(0,0,0,0.05); box-sizing: border-box;\">\n        <div style=\"display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 30px; text-align: left;\">\n            <div>\n                <h4 style=\"color: #fcd116; font-size: 1.1rem; margin-top: 0; margin-bottom: 15px; font-weight: 700; letter-spacing: 0.5px;\">Linkuri Utile<\/h4>\n                <ul style=\"list-style: none; padding: 0; margin: 0; font-size: 0.95rem; line-height: 2;\">\n                    <li><a href=\"\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Acas\u0103 (Home)<\/a><\/li>\n                    <li><a href=\"\/despre-noi\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Despre Asocia\u021bie<\/a><\/li>\n                    <li><a href=\"\/contact\/\" style=\"color: #ffffff; text-decoration: none; opacity: 0.85;\">Contact \u0219i Localizare<\/a><\/li>\n                <\/ul>\n            <\/div>\n            <div>\n                <h4 style=\"color: #fcd116; font-size: 1.1rem; margin-top: 0; margin-bottom: 15px; font-weight: 700; letter-spacing: 0.5px;\">Inform\u0103ri Legale<\/h4>\n                <div style=\"display: flex; flex-direction: column; gap: 10px; max-width: 220px;\">\n                    <a href=\"\/termene-si-conditii\/\" style=\"display: block; background: transparent; border: 1px solid rgba(255,255,255,0.3); color: #ffffff; padding: 8px 12px; text-decoration: none; border-radius: 6px; font-size: 0.9rem; text-align: center; font-weight: 600;\">Termeni \u0219i Condi\u021bii<\/a>\n                    <a href=\"\/politica-si-confidentialitate\/\" style=\"display: block; background: transparent; border: 1px solid rgba(255,255,255,0.3); color: #ffffff; padding: 8px 12px; text-decoration: none; border-radius: 6px; font-size: 0.9rem; text-align: center; font-weight: 600;\">Politic\u0103 \u0219i Confiden\u021bialitate<\/a>\n                <\/div>\n            <\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Informa\u021bii Utile Ghidul practic pentru membrii Asocia\u021biei C.A.R. P\u0103use\u0219ti M\u0103gla\u0219i \ud83d\udd52 Program de Lucru cu Publicul Luni \u2013 Joi: 08:00 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-30","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/30","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/comments?post=30"}],"version-history":[{"count":4,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/30\/revisions"}],"predecessor-version":[{"id":205,"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/pages\/30\/revisions\/205"}],"wp:attachment":[{"href":"https:\/\/odochian.eu\/RO\/wp-json\/wp\/v2\/media?parent=30"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}